MILITARY HOME LOANS

Helping Our Service Men & Women Reach Ownership

LOAN PRODUCTS

We offer a wide range of flexible mortgage solutions that suit your needs.

What Makes a VA Loan Different?

VA Loans offer real, measurable advantages that

most other loan programs simply can't match:

The VA Loan itself

0% down payment required for eligible veterans and service members, no need to save for years before buying
No private mortgage insurance (PMI), which typically saves buyers hundreds of dollars a month compared to conventional loans with less than 20% down
Competitive interest rates, often lower than conventional loan rates
VA funding fee can be reduced or waived entirely for veterans with a service-connected disability rating
Flexible credit requirements compared to conventional financing

Beyond The VA Loan

State and local grants, found for you. We research city, county, and state programs specific to Kern County that many buyers never discover on their own.
Reduced lending fees, so more of your budget goes toward the home, not paperwork.
Closing cost credits to help offset your out-of-pocket expense at the table.
Vendor discounts on home inspections, title services, and more, through our local network of trusted partners.
A loan program built around your situation, not a one-size-fits-all package.
Direct access to Chasity, not a call center. You'll work with a real, local Bakersfield broker who knows this market personally.

The Benefits of Military House Loan

Purchasing a house can be frightening, even if you've done it before. You may be confident that you are selecting the finest military mortgage for your family and yourself by working with us to get the best mortgage. The greatest rates available to military members can be used to purchase a new house or refinance an existing one. We've also uncovered several grants and vendor discounts that can further reduce costs.

Why Veterans Trust Our Process

Many of our accredited advisors are veterans or active-duty service members themselves. They've been through the VA loan process personally, so they know exactly which vendor discounts, grants, and rebates are actually available in your specific area, not just what's technically possible on paper. That firsthand experience is how we make sure you don't leave any savings on the table.

Curious How Much You Could Save?

Schedule a call with one of our accredited local advisors and find out exactly which VA benefits and local savings programs apply to your situation. We've also put together a Complete Home Ownership Manual for Veterans and Service Members, packed with guidance on the home buying process and how to maximize every available savings opportunity.

We're proud to support the men and women who've served our country, every step of the way, from your first question to closing day.

Visit our Location

5060 California Ave Suite 1090 Bakersfield, California 93309

Give us a Call

661-322-5626

661-343-8469

Send us a Message

[email protected]

About Us

A Division of Tyky | Equal Housing Lender NMLS #1048641 Licensed by the Department of Real Estate under the California Residential Mortgage Lending Act.